Thursday, January 04, 2007

Do I need Travel Insurance...

Think you or your clients don’t need insurance. Think again. These are some typical situations all covered by various policies. Without insurance, what would your clients do?

  • It’s 10PM and your family arrives at the airport for a connecting flight only to find that the flight has been cancelled. How do you get your family home?

  • Your traveling companion’s bag was lost with his insulin inside. He needs help to locate his bag as soon as possible and his emergency prescription filled. Who do you call?

  • Your first trip to Europe, and your passport and wallet are stolen. Where do you turn for emergency cash, and how will you get your passport replaced?

  • Your spouse is involved in an accident and adequate medical treatment is not available. Who will help arrange and pay for a medical evacuation?

  • Your cruise line, airline or tour operator goes bankrupt. Who will pay for your non-refundable expenses? Who will help get you to your destination?

  • If your sister-in-law becomes seriously ill and you choose to cancel your trip, what happens to your non-refundable deposits or pre-payments?

  • Three weeks before your scheduled arrival, a terrorist incident occurs in the city you are planning to visit. Who will pay if you want to cancel your trip?

  • You are at a beach resort in North Carolina, and are forced to evacuate due to an approaching hurricane. Who will help you evacuate and who will reimburse your lost vacation?

Selecting the right type of travel insurance can cover all of these situations.

If you are like most of us, you don’t just look forward to your vacations, you need them. Protect your vacation investment. Missing a vacation is bad enough. Losing the money you paid for a vacation is even worse.